Legal
Terms of Service
These Terms of Service ("Terms") govern your use of ganesakumar.com (the "Website"), which is operated by Ganesa Kumar ("I", "me", "my"). By using the Website you agree to these Terms. If you do not agree, please do not use the Website.
1. About the Website
The Website is a professional profile. It gives general information about my background and the advisory and consultancy services I may offer in infrastructure, energy, utilities and project finance.
2. No professional advice
Content on the Website is for general information only. It does not constitute financial, investment, legal, tax, accounting, engineering or other professional advice, and you should not rely on it as such. Nothing on the Website is an offer, solicitation, recommendation or invitation to buy or sell any security or financial product, or to engage in any investment activity. I am not authorised or regulated by the UK Financial Conduct Authority. You should obtain specific professional advice before acting on any matter.
3. Consultancy engagements
Visiting the Website or contacting me does not create a client, advisory or fiduciary relationship. Any consultancy services will be provided only under a separate written engagement letter or agreement that sets out the scope, fees and applicable terms. If that agreement conflicts with these Terms, the agreement prevails for those services. I may decline any engagement at my discretion, including where it may give rise to a conflict of interest.
4. Confidentiality of enquiries
I treat enquiries with discretion. However, until a written engagement or non-disclosure agreement is in place, I cannot guarantee confidentiality for unsolicited information. Please do not send commercially sensitive or price-sensitive information until we have agreed appropriate terms.
5. Acceptable use
You agree not to:
- use the Website for any unlawful purpose or in breach of these Terms;
- try to gain unauthorised access to the Website, its hosting or related systems, or interfere with them;
- introduce malware, or carry out denial-of-service or similar attacks; or
- scrape, copy or harvest content or contact details from the Website in bulk, or use them to send unsolicited messages.
6. Intellectual property
Unless otherwise stated, all content on the Website, including text, design and images, is owned by me or used under licence. You may view and print pages for your own reference. You may not otherwise reproduce, distribute, modify or commercially use any content without my prior written consent. Third-party names and trademarks mentioned on the Website belong to their respective owners.
7. Accuracy and availability
I try to keep the Website accurate and up to date, but I make no representations, warranties or guarantees, express or implied, that its content is accurate, complete or current. I may change, suspend or withdraw the Website, or any part of it, at any time without notice.
8. Third-party links
The Website may contain links to third-party websites, such as LinkedIn. These links are provided for convenience only. I have no control over those sites and accept no responsibility for their content, availability or practices.
9. Limitation of liability
Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the laws of England and Wales.
Subject to that, and to the fullest extent permitted by law, I will not be liable to you, whether in contract, tort (including negligence), breach of statutory duty or otherwise, for any loss or damage arising from your use of, or reliance on, the Website or its content. In particular, I will not be liable for:
- loss of profits, revenue, business, contracts or anticipated savings;
- loss of goodwill or reputation;
- loss or corruption of data; or
- any indirect or consequential loss.
10. Privacy
My Privacy Policy explains how I handle personal data in connection with the Website.
11. Changes to these Terms
I may revise these Terms at any time by updating this page. Continued use of the Website after changes are posted means you accept the revised Terms.
12. General
If any provision of these Terms is found invalid or unenforceable, the remaining provisions stay in full force and effect. If I do not enforce any right, that is not a waiver of it. These Terms are the entire agreement between you and me about your use of the Website.
13. Governing law and jurisdiction
These Terms, and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them or the Website, are governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction over any such dispute or claim.
14. Contact
Questions about these Terms can be sent to hello@ganesakumar.com.